Industries
Fund Management
Rapid and widespread developments have characterized and still characterize the fund industry. Â Fundamental to this has been the trend in the regulatory area of funds and fund managers, mainly through the UCITS, AIFM and MiFID Directives.
The new and changing responsibilities set increasing pressure on, among other things, organization, risk management, compliance, governance and valuation. This, coupled with, strengthened supervision and requirement from EU regulators pose challenges for fund managers in the ongoing operation.
Investment Firms
Investment firms can provide a range of investment services. These include execution of orders, trading on own account, reception and transmission of orders (RTO), investment advice and selling financial instruments and investment products, as well as individual portfolio management.
The introduction of MiFID and MiFID II Directive has had a key impact on the changing conditions fundamental to investment firms. The new rules put increased requirements on, among other things, organization, risk management and transparency. This combined with a strengthen supervision and requirement from regulators means new challenges for investment firms to manage.
Credit and Financial Institutions
Just like in many other industries, credit and financial institutions are under constant development. Changes are often driven by regulations that may take years to adjust an institution’s operation.
When the new requirements to some extent may be unknown until just a short time before the adaptation period and in addition is constantly changing, it is important to reach a reasonable level of automation and flexibility in terms of both technology and operations management.
Parallel to adapting to the new regulations, the customers changed expectations and behaviours must be analysed and met with the aim to maintain and improve competitiveness.
Insurance & Pensions
The insurance and pensions sectors are affected by extensive changes in policy, regulatory, economic, social factors, technology, environment and climate issues. A long period of low interest rates, low growth and low returns affects both the insurance and pension business as capital investment portfolio and the business model.
Increased regulatory requirements place great demands on the adaptation and integration into the daily operations, which drives cost. How can adaptation and regulatory compliance be implemented in the best way? How can effective and long-term sustainable operations be conducted simultaneously and reaching customer and business benefit?
How we can help you:
- GAP Analysis of operations based on regulatory and industry practices;
- Outsourcing of risk management and compliance services;
- Secondment of individuals for risk management and compliance roles;
- Consulting and training to the Board, management and control functions;
- Support in the development of policies and procedures;
- Support in regulatory reporting (e.g. ANNEX IV, OPERA, Solvency II); and
- Directorship Services